Straits and Heritage West are committed to maintaining the confidentiality, integrity and security of personal information about our current and prospective customers. We understand that privacy is an important issue for you, and we want you to understand how we work to protect your privacy when we collect information about you.
Your Privacy is Our Priority
Why and How We Collect Personal Information
When you apply for or maintain an account with the Company, we collect personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you, and providing customer service. The personal information we collect about you includes:
- Information you provide to us on applications and other forms, such as your name, address, date of birth, social security number, occupation, assets, and income;
- Information about your transactions with us and with our affiliates;
- Information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with the Company; and
- Information you provide to us to verify your identity, such as a passport, or received from other entities not affiliated with the Company.
How We Protect Personal Information
We limit access to your personal information to those employees who need to know to conduct our business, service your account, and help you accomplish your financial objectives, such as providing you with a broad range of products and services. Our employees are required to maintain and protect the confidentiality of your personal information and must follow established procedures to do so. We maintain physical, electronic, and procedural safeguards to protect your personal information. We do not rent or sell your name or personal information to anyone.
Sharing Information with Our Affiliates
We may share personal information described above with our affiliates for business purposes, such as servicing customer accounts and informing customers about new products and services, and as permitted by applicable law.
The information we share with affiliates for marketing purposes may include the information described above, such as name, address, and account information, but will not include other credit information, such as credit history appearing on a consumer credit report or net worth and income information appearing on applications for our products and services.
Disclosure to Non-Affiliated Third Parties
In order to support the financial products and services we provide to you; we may share the personal information described above with third-party service providers such as vendors that prepare and mail statements and transaction confirmations or vendors that provide legal and/or compliance consulting. These companies acting on our behalf are required to keep your personal information confidential.